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ANSWERS TO QUERIES.. Communications without names and addresses of senders will not be answered or noticed. Schiiman, Cincinnati, O. The bet was a loser. B. Letcher, Jr., Henderson, Ky. Average odds on Shady Lad, third race, Oakland, November 20, were 11 to 1. C. A. Hart, Henderson, Ky. Your question is "M bets C that a bet of 0 on a horse quoted In Chicago Racing Form, as opening at 0 to 1, highest 10 to 1, closing at S to 1, will only win 40, average Chicago Racing Form odds to decide." The answer is: If money was bet at average odds those odds are 7 to 1, and the winnings would be 40.